Buying an Apartment in Dubai: Nuances Before Purchasing

11:14 pm  |  05.11.2023

Dubai is a city that attracts people from all over the world with its modernity, diversity, and high standard of living. Many people want to buy property in Dubai, and in this article, we will tell you how to do it.

Nuances of Buying Apartments in Dubai

To buy an apartment in Dubai, there are certain documents that you will need to complete. To begin, you will need to obtain a Purchase Authorization (NOA) and open an account at a local bank. You will also need proof of your identity and residence in the UAE.

Difference Between the Free Zone and the Rest of the City

There are free zones in Dubai that have special rules that are different from the rest of the city. In free zones, foreigners are allowed to own property and can obtain 99-year leases, meaning they can sell, rent or mortgage the property without restrictions.

READ: Buying an Island in Dubai: Important Information

The Impact of Taxes on the Purchasing Process

When selling a house, the new owner must pay a transfer fee to transfer ownership. This fee covers the registration cost with the registry and the rate varies depending on the emirate.

In Dubai, the fee for transferring rights to an apartment is 1 – 4% of its value, as indicated in the contract. Typically, the buyer and seller split this amount equally. In addition, an administration fee of AED 540 (approx. USD 150) will be charged when paying transfer tax.

The property market in Dubai is quite diverse and can offer many options for purchasing. However, prices can vary depending on location and type. Therefore, before purchasing, it is necessary to conduct detailed market research and choose the appropriate option.

READ: Buying an Apartment in Dubai by the Sea: Features and Details

How to Buy an Apartment in Dubai

Dubai Creek view

As soon as you decide on the nuances of the purchase, you can start looking for apartments. Here are a few ways you can do this:

  • Search apartments online. One of the most convenient ways to find an apartment in Dubai is to search online. There are many websites, forums, and social networks where you can find advertisements for apartments for sale.
  • Contact real estate agencies. If you want to find the best deals, you can contact real estate agencies. They will help you choose options that suit your needs and budget.
  • Participate in auctions. If you are looking for an apartment at a low price, you can try participating in auctions. Auctions provide an opportunity to purchase real estate at a discounted price.
  • Contact developers. If you are looking for a new apartment, contact the developers. They can offer you new buildings at competitive prices and convenient purchasing conditions.

Features of Buying an Apartment in Dubai for Foreigners

If you are not a UAE national, there are some things you will need to consider when purchasing:

READ: Apartments in Dubai: Buying an Apartment in 2023

  • To purchase real estate in Dubai, foreigners need to provide a number of documents, including a copy of their passport, visa, or residence permit in the UAE, as well as other documents that may be required to complete the transaction.
  • Foreigners can own property in free zones and some projects within Dubai, but there are several restrictions on purchasing property in the rest of the city.
  • If you want to buy a property in Dubai but need more funds, you can apply to local banks for a loan. It’s worth noting that lending requirements for non-UAE citizens may differ slightly from those for UAE nationals.


Buying an apartment in Dubai can be a daunting task, but if you consider all the nuances and use the right search methods, you can find and buy the right apartment in this beautiful city. Do not forget to conduct a detailed study of the real estate market and choose reliable partners when completing a transaction.

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